Guide to Buying
"Buying your home is probably one of the most important steps you will take towards the future. As the area's leading Independent Estate Agent, we are here to make it as easy and stress free as possible. We will provide you with all the help and guidance you need to see you through."
Before You Start
Take some time to think about what you can afford and what exactly you are looking for. Queens Park Partnership can recommend local solicitors and independent financial advisors to help you. You will need to think about location, age, character, size and style. Decide on number of rooms, location, whether you need a garage, transport facilities, leisure facilities and schooling as well as considering the stamp duty that you will need to pay.
When your offer has been accepted, let your solicitor know. He or she will ensure that the sellers solicitor prepares a draft contract of sale, and at the same time carry out the searches. Your negotiator can then advise you on current stamp duty levies. Surveys will now need to be arranged through your mortgage lenders before a mortgage offer can be made.
There are three types of survey -
1) Valuation Survey,
2) Housebuyers Report,
3) Structural Survey.
The mortgage valuation is conducted to ensure that the property you wish to purchase is suitable security for the amount you wish to borrow. Once you have found the property you are looking for then make a sensible offer. At this point you will need to formally instruct a solicitor and also pay the lenders fee to cover the cost of having the property valued.
Open to Offers
Contact anyone of our sales negotiators, who will be able to offer you a recommended price to market your property. A negotiator will be able to answer any of your questions as well as explaining the entire selling process to you. We offer a 'Free Valuation Without Any Obligation' at any time and when you are ready to sell, our experienced negotiators will be on hand to help you.
• Once you know the value of your property you will be able to calculate how much you can afford to pay for your new home
• Vendors will often not accept your offer unless your own property is under offer
• Beware of other agents that overvalue your house to win your business. Normally these agents will ask for long contract terms in order to talk the value down at a later date
• Make sure your agent is a member of NAEA (National Association of Estate Agents) and The Ombudsman Scheme
Furness Road, Kensal Rise, London
How much is your home worth?
Queens Park Partnership offers a free valuation service - arrange yours today. Call us on 020 7328 2828 or fill out our online form.Request valuation
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